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  • This is the savings product for the savvy and wealth conscious. It is run by seasoned professionals who invest funds of club members in various sectors like real estate, businesses, money market, stock market, trading, and angel investments.

    It is run by a council with some members co-opted for transparency.

    Members looking for angel investments will pay a project analysis fee after which the proposals submitted will be analyzed and presented to the council after which it will be presented to investment club members as investment opportunities.

    It is open to members and non-members who are ready to make a minimum deposit of 1,200,000 naira for a minimum of 1 year.

    Benefits include

    • Guaranteed minimum annual return of 15% on investment

    • 12 months Free life insurance cover

    • 12 months Free micro health insurance cover for self or nominee

    • 6 months free e-library subscription (for investment of NGN2,000,000 and above)

    • 1year free boards club membership (for investments of NGN5,000,000 and above)

    • Income on investments are shared with club members based on sum invested (equity contribution) before releasing 20% to the general house where club members still share from. 5% of fund goes annually to admin and fund managers.

    • Sums invested in the club represents shares in the cooperative (less 5% admin fee) for members of the cooperative only.

    • Membership is open to both members and non-members of the cooperative.

    • Free membership of the cooperative (for interested non-members)

    • Share of annual declared cooperative dividends – for members only. Non-members get their income less additional 5% WHT and 5% non-member fee

    • Exclusive access to business and investment opportunities


    It is open to members and non-members of the cooperative. Membership is by filling the COCOCLUB registration form and submitting to us with desired investment amount.